Early Retirement

When I was still working I wanted to save money so when I reached forty I will be able to retire early and start up a business of my choice. It did materialize that when I reached forty I resigned from my job and planned on putting up a business. But I wasn’t able to save enough money for the business that I want instead I maintained four blog sites which I used to write paid ads and gave me enough earnings to help my husband in our family finances. I had some separation pay of course but I opt to keep some of it as savings for future needs. I also don’t have the time to manage my business because I prioritized adding sites for more income.

Now I’m thinking of working up a plan of investment that will not cost me time and effort to maintain. My friends wanted to buy gold coins to make a sure investment of their hard-earned money because they’re very positive about the returns of their capital in the coming years. They told me about it but for me things like that should need careful planning because it involves a great amount of money. Investment is a good way of making your money grow so whatever it is you’re planning about just make sure that it’s a tangible one.

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Ready for the Rainy Season

We had our gutter system, roofing and ceiling repaired last week. I was relieved that we had it fixed last week before the heavy rains of this season poured down quite hard in the past days. It’s important to have a maintenance on most parts of the house because it will pose more dangers if we just take for granted the broken or malfunctioning parts of the house. The house is 35 years old from its general renovation last 1975 and in fair jurisdiction it’s more durable and stronger than any of the houses near us.

We also have our windows and doors checked by our carpenter because our glasses and our front door knob has retired already. Since our door was an antique kind I’ve chosen a beautiful door knob that’s not too gold or too silver in color. I’ve chosen the one which resembles our old one because I wanted to maintain the elegant look of the door. Now even if it keep on raining I’m confident that we have checked almost all things that can be affected by the rainy season. I have no fears and worries now as I’m loving the coolness of rainy season.

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Hardship of Working

There are reports of heavy traffic yesterday night and I observed that there are less private and public vehicles passing by the national road. I read in my friend’s message that the cars in the street in their place hasn’t moved for more than an hour. The traffic was due to a flash flood that reached up to the waist making the drivers hard to make another route and decided to just go home and rest. I remember when I was still working outside the confines of my home that when heavy rains happened before the office close we’ll have a hard time getting transport and worse we’ll also experienced super traffic.

It’s really hard to work especially if the location of your work is far from your house. I’m just relieved that I will not be in that situation as I’m working in my own home now. I told one of my colleagues to bear the hardship of work and save money so they can invest for their future business. And for a sure investment they can buy gold coins if they want to have something that would appreciate its value after several years. Well they’re thinking about it as their present salary couldn’t support the schooling of their kids in the future.

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:FF/FTP: White-Sauced Pasta

It's one of the foods that I love when we attended my niece' baby christening. I'm a lover of pasta especially the white sauce ones. I don't cook it often in our house because my kids love the regular red-sauced spaghetti and when I cooked carbonara it's only the adults who eat. So if I want to eat carbonara or fettuccini I just buy or order from a trusted yummy cook :-)

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A Prayer on Father's Day

This is my everyday prayer for my husband and I know that with this God will always protect and guide my husband in everything that he do. I thank God for giving him to me, my friend, my love, the father of my kids and one of the best blessings I received from God. What more can I say to the man that understands, care and love everything about our family. He's always there for me to help me in anyway he can. With our new life now away from his very demanding and laborious work we're happier because he has more time for me and the kids.

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Renovation Plans Again

It’s payday again and I’m thinking of some things to buy for my hard-earned money. I’m finished with school expenses except for the few little things the school require like the white rubber shoes that were announced on their orientation. I’ve already bought Josh a new pair last summer but the required color was only announced yesterday. Anyway that’s fine because Josh can still use it on other activities outside school. Well I don’t think I can afford an HDTV right now though I’m wishing for one but I think I’ll just save my money for my master bedroom’s project next month.

Renovation is still my priority these days and this is my project no. 3 since I started late last year. I’ve started with bathroom renovation which cost me a lot of money and followed by fence and wall project. Hope I can save enough to make this new project what I planned it to be. I’m so excited and looking forward to finish it in few days only.

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:FF/FTP: Mom's Birthday Cake

It's one of Mom's 3 birthday cakes given by my cousin Wilma on the exact date of her birthday and of course we love it because it's the Cookies and Cream from Red Ribbon. Who would resist a cake from double R. It's not me of course as I'm always looking forward to their new creations.

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Safe Investments

When I want something that’s not our basic priorities I save for it and when my savings are enough I buy it. That’s what I did when I want a new gas range and a digital camera. I didn’t use my credit card in purchasing it instead I waited until my savings matched the price and then I purchased the gas range and then after several months my digital camera followed. It’s the best way for me to have my appliances and gadgets. I don’t want to be pressured on my credits and since it’s not the basic needs of my family I opt to save before purchasing.

I want to practice wise spending because it will help me stretch my budget. Now I’m thinking of my kids’ college education and thinking of a good investment that will give me a high return of profit after several years just in time for my eldest entrance in university. My friend told me to buy gold coins in case I want a safe and secured investment. She told me that precious metals like gold increase values through the years just like her gold jewelleries so it’s a better investment than others. Well I’m thinking about it now and considering all factors before buying.

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Love My Work

It’s work, work and work but I definitely love it. Work are pouring these past few weeks and I feel so blessed because all my days are filled with opportunities left and right. I have to thank some of my friends online who helped along the way. They’re a great help to me in getting some assignments too. Things got so hectic for me these past few days because my SIL is here for a quick vacation. My friends got some work for me and even if I’m offline most of the time tasks keep coming in because of them. Now I don’t have to worry about the mountainous expenses of my three kids this school opening as I’m done paying it all last month. All I can say is Thank you Lord!

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Protect your Car with Covers

Maintaining a car is not that easy. It’s like having a baby that you have to be very observant to their progress, health condition and all their basic needs. When it comes to having a car you have to make sure that everything is in perfect and running condition. You always have to check the brakes, clutch, oil, battery, tires, gas, lights and every little detail it has. You have to maintain the interior as well as the outer parts of the car to ensure safety and pleasurable travel all day.

In line with this your vehicle should have car cover so it will be protected from all harms brought about by some elements. When your car is parked inside there are elements like dust and dirt in the garage that can damage the body of the car. Just like when it’s parked outside when your car should be protected from hot sun, heavy rains, ice and snow. Car covers are essential to ultimate protection and there are various range of covers that you can choose for indoor and outdoor uses.

Empire Covers offers protection for all types of car you have. They have sun proof cover, water proof cover, outdoor and indoor cover and many other kinds of protection for any type of car you have. So if you need truck covers, car covers, cover for your expensive model car, motorcycle cover or any car you have that you want to look great even after so many years visit empirecovers.com and choose which one is right for your car.

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