Eliminate Debt

>> Sunday, May 31, 2009

Have you been entangled in a web of financial problems? It’s hard to be in this kind of situation as your monthly income tends to cover up only most of your loans and credit. The salary that’s supposed to be spent on your family’s basic needs was used to pay off endless list of loans. Sometime in our life we tend to overestimate our paying capacity that we splurge on shopping using credit cards and when we run out of cash we get ourselves high interest loans. If you’re in a situation like this the only solution is to consult and get advice from professional debt consolidators who will help eliminate debt and teach you how to manage finances the right way.

With the present situation now with people having difficulty with their finances, real estate industry were also affected as many homes were foreclosed because people are finding it hard to keep up with their mortgage payments. Some people took this situation as real estate opportunities buying foreclosed homes in very low prices and waiting for the time that it would be sold at a much better price. Some earned a lot doing it but careful planning and study should be done before venturing into this kind of real estate business. Although it seems like a good idea one must have a good knowledge of real estate and the current financial condition of the state before buying real estate. It should be done on places where real estate stocks are really low and the percentage of the foreclosed homes is big.

In view of all these there are a lot of things to consider if you’re an investor in real estate or a borrower. There are a lot of lenders to choose from where you can compare rates. Mortgage lenders have their own strategy in getting clients and we must be sure of what we’re agreeing to. There are sites that will give you mortgage tips which will help you in negotiating with the lenders. Make sure that the bulk of your contract doesn’t just fall in insurances, application fees and broker’s fees. This way you can achieve a breathing space in eliminating your debt.


God Protects

We’re on our way to our Sunday service and headed to our church on a somewhat fast travel. Suddenly hubby slowed down a bit without reason and even he didn’t know why he switched to a relaxed driving. After a moment of a somewhat slow driving while we’re just a few minutes and three streets away from our church something caught at our front tire and blowup.

It’s lucky that it happened where we can park our car on the side of the road where there’s an available parking area. If that happened along E. Rodriguez at Libis we will be towed by the roaming tow truck service there. What a good God we have and perfect timing! When we stopped and parked we discovered that our tire was busted and if we didn’t slowed down before it happened God knows what will happen on us. After almost one hour we’ve fixed the tire and continued our travel thanking God of his merciful protection on us. God is good all the time.


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This blog talks about everything about career, job and human resource. It also shares about hobbies, sports and travel. Several years in corporate world taught me a lot of things about life and work and I'm sharing all of these here.

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