Let Someone Else Deal with Arbitrage Calculation

>> Thursday, February 27, 2014


Unless you are deep in your financial cups, you should probably leave something as ridiculous as arbitrage calculation to someone who knows what he or she is dong. If you are like most people, you do not even know what arbitrage is, and there is no real way to work it out by looking at the word and breaking it into its pieces. As you will notice one of those pieces is “rage,” so if you guess someone who gnashed with anger, you could be forgiven but would still be incorrect.

Greater and Lesser Interest
The easiest way to understand arbitrage is that it is the greater interest made on a lesser interest tax exempt loan. While the following example isn’t necessarily correct, it will make the information available to the common person. You get a school loan with a 6% interest rate, but rather than paying for school with the loan, you put the money into an investment that yields 10%. When the time comes, you pay off the loan and pocket 4% difference. That 4% would be subject to arbitrage taxes.

What Is Subject to Arbitrage?
Most people will not encounter the rules for arbitrage because they do not deal in things like municipal bonds. Generally, the debt issued by the government to build things is subject to arbitrage depending on how the proceeds are stored. Arbitrage came about because the government doesn’t want businesses or people to get the money, put it in a high yield investment, and profit from it. If arbitrage did not exist, debt might be issued sooner and remain out longer.

Pluses and Minuses
The reason that arbitrage calculation is so hard is that most investments do not just go up. Typically speaking, an investment will fluctuate with the market. The first six months it might fluctuate between a positive 10 and 12%, and the next three months it falls to -3%. Getting a tax specialist involved who knows the rules of arbitrage and how to mitigate the financial losses will help any company that has government money long enough to want to invest it to stave off inflation concerns.

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Considerations in Managing Business and Your Job

>> Monday, February 17, 2014

Managing a business is quite hard especially at the start up because you have to consider several factors to ensure that your business will succeed. You have to make a feasibility study to know if it will work out and make profit. Then you have to consider your financial budget and the kind of business you want to build because it should be managed by someone who knows the ins and outs so if you don’t have the expertise on the business you want you can hire someone who can give you a hand on that. After these considerations you can now think of manpower of staff that will run the business and work for its success. 

Every business has its high and peak moments and you should be able to prepare for it. You must give it a 3-year period to adjust and should not expect high profit in the first years. I’ve been employed in various companies with different businesses and I can say the management differs only slightly and when you’ve been to one you’ll adjust easily to another. I just don’t know if I’ll cope up easily with herioin rehabilitation business or other companies in the medical field because I’m more comfortable with Engineering and Telecommunications field as my course is inclined with it. 

Well that shouldn’t be too hard either as I learned from 25 years of employment that every job and business can be learned and loved. You just have to be patient and should practice great amount of perseverance. Whether you’re the owner, the manager or the rank and file employee you should give your best shot for the company’s success. In the end every effort will be rewarded.

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Package Someone Else’s Services as Your Own

>> Thursday, February 13, 2014


You and your company want to add services to help garner more customers and to make the experience of dealing with your company even more rewarding for your current customers. You know that by adding services that your current customers need, you will be able to increase your revenues because it is easier to keep old customers than it is to get new ones. Unfortunately, adding services means creating structures, hiring new people, and investing time and resources that you just do not have. That is where white label concierge comes into play. 

White Label 

The white label is something that grocery stores use to make their own brands of foods. Safeway, Meijer, and other stores do not actually have their own green bean factories that can beans. Instead, there is a factory that cans the beans and issues them under a blank or white label. That label is branded with the store’s logo and name and sold as a product of that store. There could be several different brands of green beans on the shelves that come from the same place but cost different amounts just because of the label it is wrapped in. The important thing to note is that someone else is canning the beans. 

Someone Else’s Services 

You could do the same thing with white label concierge services. You package the services with your brand while farming out the actual work for the services. This will give your customers the opportunity to get things that they would normally be unable to find while maintaining your reputation as a premiere service provider. The difference is that instead of selling a canned good that someone else has canned, you are providing the advertising and your name to a service that someone else is providing. That makes it easy for you to expand your services and to expand your bottom line with a minimal investment. It also makes it easy for your customers to get what they want while making it easier for the third party company to find customers. Think of it like retail for the service world.

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Enjoyable Job

>> Saturday, February 1, 2014

I felt lazy going to work today and wished that the holiday yesterday would extend a day. Anyway that’s a common feeling when everyone else is having a long weekend and you’re not. I just hope that I’ll get a job without a Saturday again to enjoy more of my family’s time. I greatly missed bonding moments during weekend where I will cook special dish for them and enjoy just chatting the afternoon away. Oh well the only consolation is that we’re only working until 12 noon and if there are no additional tasks from the boss we can go home after lunch. 

Anyway in my previous work I need a lot of canvassing to make when there’s a need for equipment, computers, gadgets and sometimes accessories like beyerdynamic headphones or other music equipment when we have to join the trade fair. Since the company is such a small one I do some multitasking most of the times but I don’t mind because my load is just light and my time is just enough for my tasks. I also enjoy searching and purchasing musical and computer accessories so I get to enjoy my job. I love music and computers and searching for them is not tasking but enjoyable.

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This blog talks about everything about career, job and human resource. It also shares about hobbies, sports and travel. Several years in corporate world taught me a lot of things about life and work and I'm sharing all of these here.

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