Failing to Appear in Court Can Have Dire Consequences on You and Your Family

While it is understandable that a criminal trial is intimidating and scary, one of the worst things a defendant can do is run or avoid showing up to court. The consequences of failing to appear for your scheduled court appearance can be wide-reaching, affecting the people you love and your chances at freedom. Therefore, it is wise to be aware of the potential consequences and to always adhere to the guidelines of your bail.

Bench Warrant

The first thing that can happen if you fail to appear in court is a judge can issue a bench warrant for your immediate arrest. If you used a bail bond company allentown pa, then they will likely be notified and may begin collecting on the collateral that was provided to secure the bond.

Collateral Collection and Loved Ones

If family members and friends offered up any form of collateral, then the bond company can collect on that debt, meaning that any items offered to cover the cost of the bail amount will be collected, which may include cars, homes, property, etc. Therefore, when you miss a court date, you are not only putting your freedom at risk, you are jeopardizing the livelihood of the people you love and respect.

Revocation or Change of Bond

If you miss a court date and fail to notify the courts and the bond company, then a judge may revoke the conditions of your bond, meaning that you will have to pay the initial bail amount and be remanded. However, there is the possibility that bail will still be allowed but increased.

Missing a court date is never a good idea. While anxiety and stress may be getting the best of you, keep in mind that deciding to skip out on criminal proceedings will likely result in difficulty for your family and more legal headaches for you.

Read more...

Information a Mortgage Lender Needs

If you are going to apply for a mortgage, you will likely need to supply your lender with a lot of personal and financial information. By knowing ahead of time what you will need to provide, you may be able to make the application process quick and smooth. Here is a list of the most important documents you may need to give to your lender.

1. Credit History

Your credit score can affect your eligibility for a loan and factor into the terms a Mortgage Lender offers you. You may need to provide a full credit report that includes information about your history of debts and payments.

2. Tax Returns

Your tax returns can provide a lender with a good overview of your financial situation. A lender such as Sun West Mortgage may ask for the past year or two of returns. Some lenders may require additional data.

3. Proof of Income

You need to prove that you can make the monthly payments on your loan. To do so, you may need to provide pay stubs or W-2 statements from your employer. If you are self-employed, you may need to bring 1099 forms or other official documents detailing your income.

4. Bank Statements

Sometimes mortgage lenders need to consider your existing financial assets to determine your eligibility for loans. You may need to provide bank statements and investment portfolios. Most mortgage lenders require a detailed overview of your financial situation. Providing your tax returns, credit report, and bank statements can help you secure a loan.

Read more...